February 18, 2014

The Winter of Our Lives-Pertinent Issues and Hopes

The Winter of our Life

We have just celebrated the Chinese New Year of the Wooden Horse.

For many of us, in the 60's, where do we go from here?

 We are already in the winter of our lives.

When will winter end for us?

What Should Be Our Mindset?
What should be our mindset as we lived in these end times of our natural life?

The simple mantras.

Live simply, Love generously, Care deeply, Speak kindly... 

LUNCH and, then, it was winter.

Read this email-it is sober and sombre but real...............

The Absolute Need to Forgive
I first started reading this email and was reading fast until  I reached the third sentence. I stopped and started over, reading slower and thinking about every word. This email is very thought provoking. It makes you stop and think. Read SLOWLY!

And Then It Is Winter 

You know. . . time has a way of moving quickly and catching you unaware of the passing years. It seems just yesterday that I was young, just married and embarking on my new life with my soul mate. Yet in a way, it seems like eons ago, and I wonder where all the years went. I know that I lived them all. I have glimpses of how it was back then and of all my hopes and dreams.

But, here it is... the winter of my life and it catches me by surprise...How did I get here so fast? Where did the years go and where did my youth go? I remember well seeing older people through the years and thinking that those older people were years away from me and that winter was so far off that I could not fathom it or imagine fully what it would be like.

But, here it is...my friends are retired and getting grey...they move slower and I see an older person now. Some are in better and some worse shape than me...but, I see the great change...Not like the ones that I remember who were young and vibrant...but, like me, their age is beginning to show and we are now those older folks that we used to see and never thought we'd be. Each day now, I find that just getting a shower is a real target for the day! And taking a nap is not a treat anymore...it's mandatory! Cause if I don't on my own free will...I just fall asleep where I sit!

Never Stop Loving
And so...now I enter into this new season of my life unprepared for all the aches and pains and the loss of strength and ability to go and do things that I wish I had done but never did! But, at least I know, that though the winter has come, and I'm not sure how long it will last...this I know, that when it's over on this earth...it's over. A new adventure will begin!

Yes, I have regrets. There are things I wish I hadn't done...things I should have done, but indeed, there are many things I'm happy to have done. It's all in a lifetime.

So, if you're not in your winter yet...let me remind you, that it will be here faster than you think. So, whatever you would like to accomplish in your life please do it quickly!  Don't put things off too long! Life goes by quickly. So, do what you can today, as you can never be sure whether this is your winter or not! You have no promise that you will see all the seasons of your life...So, live for today and say all the things that you want your loved ones to remember...and hope that they appreciate and love you for all the things that you have done for them in all the years past!!!

"Life" is a gift to you. The way you live your life is your gift to those who come after. Make it a fantastic one. Live it well! Enjoy today! Do something fun! Be happy! Have a great day. Remember "It is health that is real wealth and not pieces of gold and silver".

Live happy in 2014! Lastly, consider the following: Today is the oldest you've ever been, yet the youngest you'll ever be. So - enjoy this day while it lasts. ~Your kids are becoming you... but your grandchildren are perfect! ~Going out is good...Coming home is better! ~You forget names...But it's OK because other people forgot they even knew you!!! ~

You realize you're never going to be really good at anything...especially golf. ~The things you used to care to do, you no longer care to do, but you really do care that you don't care to do them anymore. ~You sleep better on a lounge chair with the TV blaring than in bed. It's called "pre-sleep". ~

You miss the days when everything worked with just an "ON" and "OFF" switch.. ~You tend to use more 4 letter words ... "what?"..."when?"... ??? ~Now that you can afford expensive jewelry, it's not safe to wear it anywhere. ~You notice everything they sell in stores is "sleeveless"?!!! ~What used to be freckles are now liver spots. ~Everybody whispers. ~You have 3 sizes of clothes in your closet...2 of which you will never wear. ~~~

But Old is good in some things: Old Songs, Old movies, and best of all, OLD FRIENDS!! Stay well, "OLD FRIEND!" Send this on to other "Old Friends!" and let them laugh in agreement!!!

It's Not What You Gather, But What You Scatter That Tells What Kind Of Life You Have Lived.

Have the message sank in?

Is Going Bankrupt Becoming a Norm?



It's true as it came from the mouth of the Insolvency Department.

Last year the number of bankrupt Malaysians stood at 16,306 or an average of 1,812 persons per month.

Given the rising cost of living unleashed by drastic subsidy withdrawals in gasoline and sugar in 2013 after the general election and the early January 2014 biting increases in electricity tariff and minimum wages and the looming GST tax juggernaut to be effective in April 2015, one cannot but fear that more bankruptcies will be declared in 2014. Currently, there are already 27,432 bankruptcy petitions in court.

Statistics for 2012 showed that of 19,575 persons declared bankrupt in that year;the distribution were as follows:

Malays-48.4%;
Chinese: 33.2%
Indians: 14.1 %.

Based on age demographics,a shocking 21% or 4,100 persons were below the age of 34 and the causes of their bankruptcy were failure to settle repayments for big ticket items such as car and housing loans and the inability to pay debilitating credit card debts.

An Opposition leader has speculated that for 2013, the number of Malaysian bankruptcies may overflow beyond 20,000.

As such, to avoid this phenomenon, can we emulate some of those dissenters from the European Union who wants the word bankruptcy to be outlawed; to be cosmetically replaced by a more acceptable and politically correct phrase,"debt adjustment"?

As they say, a rose is a rose................