Never a Debtor Be

So the Bard eloquently puts it.

Yet, our unruly governments have spent us out of house and home.

We have been bombarded to the fact that Greece, Spain and Portugal are the poor and yet the USA is the poorest of them all.

For Malaysia, we are in debt to a tune of RM 17,000 per person or about US$7,000.

Reducing Debt Temptation

Seek financial solace

After only two months of evaluation, I have come to the conclusion that debt is one of the most worrisome problems that can befell me financially particularly in my current status as a pensioner.

This month is something of a watershed for me as I have so far disposed of one of my major personal loan from a foreign bank.

Cut this Out!

Today, I found time to go to another foreign bank to terminate my credit card as well as put the expensive overdraft facility to pasture. Good riddance to bad rubbish!

For me, the next thing to do will be to terminate another two credit cards. Again,both are issued by foreign banks.

I have also made up my mind to review three personal accident policies and perhaps to possibly say good-bye to all of them.

As a major loan repayment schedule looms ahead of me in 2014, the best thing to do is to cut me as much slag  as possible so that I will not become an easy victim of runaway inflation and rising interest rate at the same time.

Innovation and Recycling

These people are truly imaginative and innovative.

Look what have they done creatively to the items which we would all but disposed if they should clutter up the house.

The "Old Lady" Who Lived in a Shoe

Care to Have Tea with Alice?

Puss in Boots?

The Water Pulley?

Sprinkler Extraordinaire!

Amazing!

That 10 million dollar Bra!

Yes, this bejeweled bra is definitely something to hold and behold.

Especially when it is worn by the latest darling of the modelling world, Candice Swanepoel.

So behold!

Lovely is the word!

Charming is the girl

My First Pen-pal

Sally is on the left

She was Sally McAnallen from Ireland.

We corresponded for quite sometime during my secondary school days.

She sent me a record by Otis Redding called " Reached Out".

That was my first introduction to black jazz.

My Departed Uncle

My Uncle Teng

I guess their lives must be quite simple.

He was my Uncle.

We called him Uncle Teng.

He was a fishmonger.

He has also passed on.

Good Thoughts

Once in a long while, you received in your email, some great thoughts.

Here are some of them for you to savour.