Who Would Believe?

Key to a Scholarship

I am very thankful to hear about how my nephew Jemsen got a Star scholarship to do a Diploma course in ITC.

Jemsen likes to watch movies. He reads about up coming movies and blogs on them after seeing them with his own film review.

And so it came to pass.

He went for the scholarship interview and of all questions, they asked him about the movie called "The Journey"

Wow! Wasn't he not  in his element!

He let them had a earful of his impressions and won them over.

Now, you have to believe that seeing movies can lead to immense rewards!

Below Par Malaysian Students

I took this article from on on-line source.

PETALING JAYA (16 May 2014):

Malaysian students are below par when compared with their contemporaries in other countries, acknowledged Education Minister II Idris Jusoh.

Although literacy rates were rising in Malaysia, it was vital to assess and compare the Malaysian education system against international standards, he said.

“Out of 74 countries, Malaysia ranked in the bottom third in the Programme for Interna­tional Student Assessment (Pisa) 2009. This is below the international and OECD (Organisation for Economic Co-operation and Development) average,” he indicated during the 18th Malaysian Education Summit yesterday.

“Primary and secondary school education standards need to improve to bridge the gap between urban and rural areas. Though Malaysia has achieved commendable results in terms of providing access, we have to now ensure that access comes together with quality education of international standards.”

Meanwhile, at the higher education level, he said that the challenge was producing knowledgeable, competent and globally competitive human capital.

“Employers in Malaysia face a major problem when it comes to having fresh graduates fill out vacancies,” he said, citing poor command of English as one of the reasons.

The solution to this is the Malaysia Education Blueprint (MEB) 2012-2025, which was launched last September, as well as the soon-to-be-released National Education Blueprint for Higher Education 2015-2025 (Higher Education Blueprint).

Idris said the MEB offered a vision of the education system and students’ aspirations that Malaysia both needed and deserved and outlined 11 strategic and operation shifts that would be required to achieve that vision.

“The need for the Education Blueprint is justified in the context of raising international standards; the government aspiration of better preparing Malaysian children for the needs of the 21st century; and increased public and parental expectations of education policy,” he said.

“We have had international experts from the World Bank, UNESCO, and OECD to work with our national partners to evaluate the performance of our national education system in the development process of the Education Blueprint. Overall, more than 55,000 stakeholders were consulted in its formulation.”

“The Higher Education Blueprint will also be introduced in order to ensure consistency with the primary and secondary education system, and allow for seamless progression in terms of educational offerings, opportunities and advancement,” he added.

The Higher Education Blueprint will address challenges such as empowering university governance, democratising access to higher education and improving graduate employability.

Speculating on AEON

A  Pink Window of Opportunity

This is a rare window of opportunity not to be missed. So said my friend, Mr T.

What was he saying? He was speaking to me about this stock, Aeon.

In February, it was below RM 12.00.

Over the last three months, it has moved up slowly to above RM 14 before going down slightly by 50 sen to RM 13.50 somewhere in March.

It then crept up to RM 14.50 again before going beyond RM 15.50 in early April after it has announced its bonus and share split in February 2014. Very clean on a ratio of 1:1 before splitting into two 50 sen shares.

Falling a bit in early May, it has now trended the RM 15 level.

After yesterday'a AGM and EGM, the share is still trending at the same level.

Today it has just announced that it will ex-all on 28 May.

So, let us project whether someone who buys this share at RM 15.00 will make money or not if it goes ex.

He will first get 4000 shares of Aeon when the bonus is issued and the shares split.

The theoretical ex-scenario will be RM 3.75 per lot.

Let's assume that because the shares are now cheap and within the reach of most common men and is demand-driven , it will open  at RM 3.75++

Look at the following scenarios.

Scenario A: It goes up by 10% which translates to RM 3.75+0. 375 sen. This will amount to RM 4.12. So, if you have 4 lots, it means that your share is valued at  RM 16.48. (You stand to make RM 1,480)

Scenario B: It goes up by 20% translating to RM 3.75 + 0.75. This will amount to RM 4.50. Four lots will bring you RM 18.00. (You stand to make RM 3,000)

If by the end of this year, assuming each Aeon shares should rise to RM 5, it would mean that you would have an accumulated value of  RM 20.

If between now and December  2014 it has gone up by RM 1.25 , that would mean you have made RM 1.25 X 4 which will come to RM 5,000 for 6 months; meaning that the returns is RM 5,000 or  about 66% return to capital.

I guess that this will be an appropriate and happy scenario.

A scenario less than promising can still be encouraging if it is more than the current interest rate.

More will indeed be one big fat bonanza!